Our Firm's Services

Challenges of Wealth

Through the formation of a family mission statement and cash flow analysis we make recommendations for discussion with our clients and their other advisors on topics such as:

-Wealth Accumulation and Asset protection Strategies

-Legacy Planning for Children/Grandchildren

-Estate Preservation Strategies

- Pension Pay Out Alternatives-Distribution Planning for IRA and Qualified Plans

-Private Placement Variable Life Insurance



Corporate Benefit Programs

Helping Corporations Recruit and retain quality employees by providing well-defined benefit plans that are in line with the corporation¡¦s vision and mission statement.

-Analysis and Design of Corporate Benefit Programs such as 401(k) plans, Defined Benefit Plans, Deferred Compensation plans, Section 162 Bonus Arrangements, Split Dollar Insurance, Major Medical Insurance* and Group Life and Disability Income Insurance.

Insurance Concepts

We meet the needs of our customers based upon their personal objectives and circumstances such as:

-Various life insurance funding techniques

-Funding Buy/Sell agreements

-Use of Private Split Dollar to leverage gifts

-Charitable Trusts


Investment Analysis 

Analysis of lifestyle needs, review of current investment allocations and risk tolerance on an individualized basis is prepared to provide a comprehensive approach to the creation of a professionally managed portfolio

-Asset Allocation

-Wrap Accounts

-Professional Money Management Selection