Our Firm's Services

Challenges of Wealth

Through the formation of a family mission statement and cash flow analysis, we make recommendations for discussion with our clients and their other advisors on topics such as:

-Wealth Accumulation and Asset Protection Strategies
-Legacy Planning for Children/Grandchildren
-Estate Preservation Strategies

-Pension Pay Out Alternatives-Distribution Planning for IRA and Qualified Plans
-*Variable Life Insurance



Corporate Benefit Programs

Helping corporations recruit and retain quality employees by helping provide well-defined benefit plans in line with the corporation's vision and mission statement.

-Analysis and Design of Corporate Benefit Programs such as 401(k) plans, Defined Benefit Plans, Deferred Compensation plans, Section 162 Bonus Arrangements, Split Dollar Insurance, Major Medical Insurance and Group Life and Disability Income Insurance.

Insurance Concepts

We help meet the needs of our customers based upon their personal objectives and circumstances such as:

-Various life insurance funding techniques
-Funding Buy/Sell agreements
-Use of Private Split Dollar to leverage gifts
-Charitable Trusts


Investment Analysis* 

Analysis of lifestyle needs, review of current investment allocations and risk tolerance on an individualized basis is prepared to provide a comprehensive approach to the creation of a diversified portfolio. This is only offered to residents of New York state.

-Asset Allocation Strategies
-Managed Accounts
-Professional Money Management Selection